Pricing & Table Stakes
Is Rummy Loot Really Free to Download?
Yes, completely! Downloading the Rummy Loot APK will never cost you a single rupee. Creating an account is also 100% free. We don't charge any monthly subscription fees, locked feature unlocks, or sneaky recurring charges.
In fact, the moment you sign up with your phone number, you get a free ₹51 welcome bonus added right into your wallet so you can test the tables without putting in your own pocket money first.
Free Practice Chips (No Money Needed)
If you are still figuring out card combinations or want to test new tactics, you don't need to play with cash. Our app has unlimited free practice tables. You get thousands of practice chips for free. If you ever run out, just hit reload and you get more chips instantly.
Real Cash Table Stakes
Whenever you feel ready for cash games, you can pick a table that fits whatever budget you are comfortable with. We have small micro-stakes for relaxed casual games, all the way up to higher stakes for experienced players:
| Game Format | Point Value / Entry Fee | Minimum Buy-In |
|---|---|---|
| Micro Points Rummy | ₹0.05 (5 paise per point) | ₹4.00 |
| Low Stakes Points | ₹0.10 (10 paise per point) | ₹8.00 |
| Standard Points | ₹0.50 to ₹1.00 per point | ₹40.00 to ₹80.00 |
| 101 Pool Rummy | Fixed entry from ₹10 to ₹500 | Entry fee only |
| 201 Pool Rummy | Fixed entry from ₹25 to ₹500 | Entry fee only |
| Deals Rummy | Fixed entry from ₹5 to ₹200 | Entry fee only |
How the Points Cap Protects You: In Points Rummy, the most points you can lose in one hand is capped at 80 points. So if you are playing on a 10 paise table, the maximum amount you can lose in that hand is just ₹8, even if your remaining cards add up to more.
How We Make Money (Platform Rake)
We believe in being 100% upfront about our business. We do not sell your data and we don't display annoying popup ads during gameplay. Instead, Rummy Loot earns a small commission called a platform fee or table rake—usually between 5% and 15%—taken from the winning prize pool.
This fee covers our high-speed servers, payment gateway costs, RNG fairness testing, and customer support. The prize amount shown on your screen before you join a game already includes this fee, so what you see is exactly what you get.
Adding Money and Cashing Out
- Minimum Deposit: ₹50. There is 0% fee on deposits. When you deposit ₹100, the full ₹100 goes into your wallet.
- Minimum Cashout: ₹100. Payouts go directly to your verified bank account or UPI ID (Google Pay, PhonePe, Paytm).
- Speed: Most cashouts reach your account within 5 to 15 minutes once your KYC check is done.
Government Tax Rules (TDS)
Under Indian tax regulations (Section 194BA of the Income Tax Act), all online gaming apps must deduct 30% TDS on net winnings when you withdraw your money.
Net winnings simply means your profit: your total withdrawals minus your total deposits. If you did not make a profit, zero tax is deducted. When TDS is deducted, we send you an official Form 16A tax certificate for your tax records.
Have a Question About Payments?
If you have questions about deposits, withdrawals, or table buy-ins, email our support desk at support@rummyloot.in.net. We are always happy to help!