Terms & Conditions

Welcome to Rummy Loot

Before you download the app and start playing card games on Rummy Loot, please take two quick minutes to read through these house rules. By making an account or playing matches on our app, you agree to follow these guidelines.

1. You Must Be 18 Years or Older

This is an absolute legal requirement. You must be at least 18 years old to register an account and play cash tables. We do not allow children or teenagers under 18 to participate in real-money games.

If we find out that an account belongs to an underage player, that account will be terminated immediately and any winnings or balance will be canceled.

2. Location & Restricted States

Rummy has been declared a legal game of skill across most of India by the Supreme Court. However, a few states have enacted local gaming laws that do not allow online cash gaming.

3. One Account per Person

Every player is allowed to have only one account tied to their own mobile number and identity. Please do not make multiple accounts using other SIM cards to claim extra welcome bonuses. If our security filters detect duplicate accounts registered to the same person, all connected accounts will be permanently locked.

4. KYC Verification Before Withdrawing Winnings

To withdraw your cash winnings to your UPI or bank account, Indian regulations require an identity check called KYC (Know Your Customer).

You will simply upload a clear photo of your government-issued ID (Aadhaar or Voter ID) and your PAN card. The name on your ID must match the name on your receiving bank account.

5. Fair Play & Anti-Cheating Policy

We want every player to have an honest chance at winning. We have zero tolerance for cheating or dishonest behavior:

• No Teaming Up (Collusion): You cannot sit at the same table with friends to share card information or pass chips to each other.
• No Bots or Emulators: You cannot use any computer programs, auto-clickers, or automated bots to play hands for you.
• Anyone caught cheating will be permanently banned from the app, and all fraudulent winnings will be confiscated.

6. Play Responsibly & Stay in Control

Card games are meant to be fun entertainment. Because real money is involved, there is always a chance of losing what you put in:

• Only play with extra pocket money you can afford to lose.
• Never borrow money from friends, relatives, or loan apps to play games.
• Never try to win back money you lost by playing higher, riskier stakes.
• If you ever feel like taking a break, email our support desk and we will gladly lock or pause your account for as long as you want.

7. Taxes on Net Winnings (TDS)

As required by Section 194BA of the Indian Income Tax Act, a 30% tax is deducted on net winnings when you request a cash withdrawal. We deposit this tax directly with the government on your behalf and provide you with an official tax certificate (Form 16A).

8. Have Questions or Need Help?

If you have questions about these terms or need assistance with your profile:

Email: support@rummyloot.in.net

Our customer support team reviews all player inquiries and responds within 24 to 48 hours.